What is a Public Adjuster?

 

D’Orsa and Associates, LLC Public Adjusters

(877) 742-3587

WHAT IS A PUBLIC ADJUSTER?

Public Adjusters are licensed by the State of Florida Department of Financial Services (DFS) (http://www.myfloridacfo.com/) and are the only claims adjuster who can officially represent the rights of the policy holder throughout the insurance claims procedure. The Public Adjusters work exclusively for the policy holder and NOT the insurance company. Public Adjusters are insurance claims adjusters who advocate and represent the policyholder in evaluation, negotiating and reconciling an insurance claim. Public Adjusters establish, assess and calculate the damage; prepare estimates, as well as negotiate the compensation of the loss for the insured. Public Adjusters discern and are intimately familiar with the insurance laws. Insurance companies are in the industry to make money; thus paying as little on a claim as possible. Public Adjusters assist the insured in receiving the just and fair settlement they are entitled.

The insurance company will provide an inside adjuster or an independent adjuster who is employed by and compensated by the insurance company to save the insurance company as much money as practical. While they are professional and cordial; be reminded and assured they work for the best interest of the insurance company (not yours).

What is a Public Adjuster:  There are three kinds of insurance adjusters

INSURANCE STAFF ADJUSTER: Is an employee of the insurance company, who is paid directly by the insurance company, and is promoted based upon the sum of money they are able to save the insurance company.

INDEPENDENT ADJUSTER: Is an independent contractor who works for the insurance industry and represents the insurance company’s interest, not the insured! The independent adjuster is also paid directly by the insurance company and is contracted based upon their status for saving the insurance industry money.

PUBLIC ADJUSTER: Is in essence your private adjuster hired by you, the policy holder, on a contingency basis, who fights for your rights and interests. The Public Adjuster advocates on the insured’s behalf to make the insured whole again.

WE ARE PUBLIC ADJUSTERS AND OUR GOAL IS TO ACHIEVE A FINAL SETTLEMENT THAT IS ACCURATE AND FAIR FOR YOU!

D’Orsa and Associates, LLC Public Adjusters
(877) 742-3587

What is a Public Adjuster?

                      What is a Public Adjuster?